Broker Check

Business Owner Solutions

401(k) Plans

If you're a plan trustee or fiduciary, what makes our 401(k) solution a better choice for you?
Here are 3 key areas in which we help improve a company's 401(k) Plan:

#1 - We help businesses design a plan that can help address their business’ needs.
An example may include allowing higher contributions to the business owner or other highly compensated employees.  Unfortunately, too many plans are just standardized solutions and not really specific to the business’ needs and intentions.

#2 - We help protect the business owner(s) and plan trustee(s) from a fiduciary standpoint. 
There are ongoing responsibilities to monitor the plan’s investments, and all too often business owners and plan trustees have a misconception that this is ‘being done’ for them. The reality, however, is that it is still the business owner or plan trustee who is on the hook for these responsibilities. We help address this exposure and help protect the company and trustee(s), which is not common in the 401(k) arena.

#3 - We help the employees protect their hard-earned savings by giving them access to Tactical Management solutions inside their plan.
As mentioned in our "Why Active and Tactical Management" Page, having a defensive component in one's portfolio can help reduce risks of losses during major market downturns like the one experienced in 2008.  This allows employees to participate when markets are favorable, but then provides them with defensive strategies when markets are unfavorable. 

So, if you're a business owner, plan sponsor or trustee and you wish to enhance your plan for your employees and protect yourself better from fiduciary risks, schedule a meeting today!

Voluntary & Supplemental Benefits

As a business owner or executive, did you know that there are ways to help you address the rising costs of healthcare and enhance your benefits package with little to no out-of-pocket cost to you or your company?

We have partnered with firms whose specialty is to provide a unique and independent offering that covers the gaps in insurance plans that most employees have. They will perform an audit at no obligation and put together a comprehensive plan with which to offer your employees benefits on a supplemental basis. 

Because our partner firms represent most of the companies in the industry, they can design a program to address the areas in coverage that you and your employees deem very important. 

Why Voluntary and Supplemental Benefits?

#1 - To help ensure that the benefits you offer are maximized and that your employees are saving as much money and time as possible.

#2 - To Help to attract and retain employees as well as build loyalty.

Best of all, because these benefits are voluntary, these can be at little to no cost to your business.  Schedule a meeting today!

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